LUTCF

NAIFA's Life Underwriter Training Council Fellow (LUTCF®) Designation Program - often considered the first designation any insurance professional should earn - has delivered value to more than 70,000 professionals since 1984. When you earn the LUTCF® designation, you receive so much more than a recognized designation. You gain fundamental, yet critical prospecting, selling, and practice management skills, along with a thorough working knowledge of life and multi-line products and services.

The LUTCF® designation was​ re-launched in 2015 with a new program developed for NAIFA by the College for Financial Planning (CFFP).

Class Schedule

For a full schedule of online classes and other information, visit www.cffpinfo.com/lutcf-life-underwriter-training-council-fellow/

Curriculum Highlights
The curriculum combines classroom learning and field training to equip agents and financial advisors with the knowledge and skills to put them on the path to career success.  The content integrates four practice specialties, life insurance and annuities, health and employee benefits, multiline, and financial advising and investments providing both an overview of each but also addressing their interdependencies—critical for agents and advisors to understand when advising clients. Topics cover the real life issues of today, from multigenerational homes, to single parent households and same sex marriages.

The curriculum consists of three, nine-week courses, consisting of eight weeks of instruction followed by a week of study and review for the exam, making it feasible for students to complete the LUTCF® program in one year or less.
  • Part One: Introduction to Practice Management and Life Insurance includes developing a business plan, ethics, financial planning and risk management, introduction to life insurance products, and life insurance prospecting and selling skills.

  • Part Two: Insurance and Investment Products focuses on life insurance and annuities, mutual funds, disability income, long-term care, health and group insurance, and property and casualty insurance.

  • Part Three: Risk Management Applications addresses retirement and estate planning, special family situations, and presenting basic plans to individuals and business owners.

"LUTCF is the reason I’m in this business today. The program builds the knowledge and confidence that leads to successful careers."

Juli McNeely LUTCF, CFP, CLU
NAIFA President 2014-2015

LUTCF® Scholarship Program

NAIFA and the College for Financial Planning (CFFP) are proud to announce the winners of the two full LUTCF® Scholarships. Each scholarship recipient receives tuition credits for each of the three courses that compose the LUTCF designation program.

In order to be considered for a scholarship, applicants must:

• Be a NAIFA member in good standing.
• Be YAT-eligible (under 40 years of age or have been licensed for less than five years as of May 1, 2017).
• Have the endorsement of a member of NAIFA.

The winners are…

Jessica Johnson of Bowling Green, KY (NAIFA – Southern Kentucky).
Jessica began her health insurance focused business in 2013. She is now planning to expand into the life insurance market so that she will be better able to fully service her clients’ insurance needs. She is grateful for the opportunity to gain the extensive knowledge that she will need to take her business to the next level.

Jason Kaundart of Springdale, AR (NAIFA – Northwest Arkansas).
Jason has been with American National Insurance for over 7 years. As the father of a special needs child, Jason has a particular interest in helping coach families like his on how to properly take care of their disabled dependent children. In support of this Jason is focused on expanding his expertise in the areas of special needs trusts, estate planning, and special family situations (part of LUTCF Course 3).

Enroll Today!

NAIFA Members receive a 15% discount. Students should call the College for Financial Planning at 800-237-9990, option 3. Be sure to mention you are a NAIFA member.

Become a Moderator

To apply to become an LUTCF moderator please contact Brendan Bernat at bbernat@naifa.org or by calling 703-770-8230.


Click here to read the NAIFA / LUTCF Review Process